Long Term Care insurance
As we age, the likelihood of needing assistance with daily activities such as bathing, dressing, or eating increases.
Hollister Insurance can help you choose long-term care insurance that provides coverage for the costs associated with extended care services, whether received at home or in a facility, that are not typically covered by traditional health insurance or Medicare.
Important Facts About Long-Term Care Insurance:
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Expenses related to long-term care can be substantial and quickly deplete one's savings, potentially burdening family members or draining assets intended for other purposes. Long-term care insurance offers peace of mind by can ensure that you receive the necessary care without compromising your financial stability.
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Early purchase of long-term care insurance ensures better coverage options and premiums, making it a wise decision for long-term financial planning and security.
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Keep in mind that Hollister can also help you to be secure in the event that you are disabled earlier in life and need this kind of care. Click here to find out more.
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Short Term Disability Insurance (STD)
STD insurance offers an attractive option for looking to supplement a traditional sick-leave program. If you were to become disabled tomorrow and couldn't work for two or three months, would you have enough savings to cover your living expenses during that time? If not, you may want to consider short-term disability insurance.
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Long-Term Disability Insurance (LTD)
LTD insurance provides long-term coverage for when you become partially or totally disabled. Becoming disabled can have devastating financial implications by stripping you of your ability to make a living. While some people can get by without working for a few months by tapping into their savings, few people can afford to stop working altogether for an extended period of time.